James asks…Should I be denied for a car loan with my credit rating?I am buying a new car and the dealership said I will need a co-signer to get the financing through the dealership. I checked my credit score with TransUnion (I'm pretty sure they use FICO) and it is 724. The dealership said I will need a co-signer no matter how much I put for a downpayment.
Does that make sense? 724 should be a pretty good rating. Do you think they made a mistake?
Side note: I want to go with dealer financing
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